{
  "schemaVersion": 1,
  "documentId": "terms-and-conditions",
  "title": "Terms and Conditions",
  "version": "1.0.0",
  "effectiveDate": "2026-05-16",
  "locale": "en-US",
  "blocks": [
    {
      "type": "heading",
      "level": 1,
      "text": "Project AG Terms and Conditions"
    },
    {
      "type": "paragraph",
      "text": "Effective Date: May 16, 2026. Version 1.0.0."
    },
    {
      "type": "paragraph",
      "text": "These Terms and Conditions (the \"**Terms**\") form a binding agreement between you and **S8 Investment Holdings, LLC** (\"**Project AG**\", \"we\", \"us\"). They govern your access to and use of the Project AG mobile application, any companion websites, and any related services (the \"**Service**\")."
    },
    {
      "type": "paragraph",
      "text": "**Please read carefully.** By creating an account, tapping \"I agree\", or otherwise accessing the Service, you confirm that you have read, understood, and agree to be bound by these Terms and by the Project AG [Privacy Policy](projectag://legal/privacy-policy) and [Community Guidelines](projectag://legal/community-guidelines), which are incorporated here by reference."
    },
    {
      "type": "paragraph",
      "text": "If you do not agree, do not use the Service. Specific provisions in these Terms — including the arbitration clause in Section 16 (where it applies) and the limitations on our liability in Section 13 — materially affect your legal rights and remedies."
    },

    { "type": "spacer", "size": "medium" },
    { "type": "heading", "level": 2, "text": "1. Definitions" },
    {
      "type": "list",
      "style": "unordered",
      "items": [
        "\"**Account**\" means the credentialed access to the Service that you create when you register.",
        "\"**Content**\" means any text, photographs, audio, video, links, or other materials accessible through the Service.",
        "\"**User Content**\" means Content that you upload, submit, or otherwise make available through the Service — including your profile, photographs, travel plans, and messages.",
        "\"**Premium\"** means a paid subscription tier of the Service, billed through your Apple ID.",
        "\"**Match\"** means another user with whom you have mutually expressed interest, enabling the messaging surface between the two of you."
      ]
    },

    { "type": "spacer", "size": "medium" },
    { "type": "heading", "level": 2, "text": "2. Eligibility" },
    { "type": "paragraph", "text": "To use the Service, you must:" },
    {
      "type": "list",
      "style": "unordered",
      "items": [
        "Be at least **18 years of age**;",
        "Have the legal capacity to enter into a binding contract under the law of your country of residence;",
        "Not be a person barred from using the Service under U.S. or other applicable export controls or sanctions, and not be located in a country subject to a comprehensive U.S. embargo;",
        "Not have been previously removed from the Service for a violation of these Terms or our Community Guidelines."
      ]
    },
    {
      "type": "paragraph",
      "text": "If we discover that you do not meet these conditions, we may suspend or terminate your Account without notice."
    },

    { "type": "spacer", "size": "medium" },
    { "type": "heading", "level": 2, "text": "3. Your Account" },
    {
      "type": "paragraph",
      "text": "You agree to provide accurate and current information when you register, to keep it current, and to safeguard your credentials. You are responsible for all activity that occurs under your Account. Notify us immediately at support@projectag.app if you suspect any unauthorized access or use."
    },
    {
      "type": "paragraph",
      "text": "**Identity verification.** As part of our trust-and-safety program, we may require you to complete identity verification through our partner Persona before you can access certain features. By initiating verification you authorize the collection and processing of identity data as described in our [Privacy Policy](projectag://legal/privacy-policy)."
    },

    { "type": "spacer", "size": "medium" },
    { "type": "heading", "level": 2, "text": "4. License to Use the Service" },
    {
      "type": "paragraph",
      "text": "Subject to your compliance with these Terms, we grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service on devices you own or control, solely for your personal, non-commercial use. We retain all right, title, and interest in and to the Service and any associated intellectual-property rights."
    },
    { "type": "paragraph", "text": "You may not:" },
    {
      "type": "list",
      "style": "unordered",
      "items": [
        "Copy, modify, distribute, sell, lease, sublicense, or create derivative works based on the Service or any portion of it;",
        "Reverse-engineer, decompile, or attempt to extract the source code of any part of the Service, except to the extent that such restriction is prohibited by applicable law (including, for users in the EU, Article 6 of Directive 2009/24/EC);",
        "Scrape, crawl, or otherwise harvest data from the Service through any automated means;",
        "Use the Service to develop a competing product or to train any machine-learning or generative-AI model;",
        "Bypass, disable, or otherwise interfere with any security or authentication mechanism, or any limitation on access (including subscription-tier limits)."
      ]
    },

    { "type": "spacer", "size": "medium" },
    {
      "type": "heading",
      "level": 2,
      "text": "5. Your User Content and Rights License to Us"
    },
    {
      "type": "paragraph",
      "text": "You retain ownership of your User Content. By submitting User Content to the Service, you grant Project AG a **worldwide, royalty-free, non-exclusive, sublicensable, transferable license to host, store, reproduce, adapt for technical purposes (for example, resizing photos for display), publish, and display your User Content** solely to operate, provide, secure, and improve the Service. This license ends when you remove the relevant User Content from the Service or close your Account, except to the extent reasonable retention is necessary for the operational, legal, and safety purposes described in our [Privacy Policy](projectag://legal/privacy-policy)."
    },
    {
      "type": "paragraph",
      "text": "You represent and warrant that you own or have all necessary rights to your User Content, that it does not infringe any third-party right, and that its use on the Service complies with these Terms, our Community Guidelines, and applicable law."
    },

    { "type": "spacer", "size": "medium" },
    { "type": "heading", "level": 2, "text": "6. Acceptable Use" },
    {
      "type": "paragraph",
      "text": "You agree to follow our [Community Guidelines](projectag://legal/community-guidelines) and not to use the Service to:"
    },
    {
      "type": "list",
      "style": "unordered",
      "items": [
        "Harass, threaten, defame, stalk, impersonate, or discriminate against any person;",
        "Post, transmit, or solicit sexually explicit content, content that sexualizes minors, or any content that violates applicable law;",
        "Solicit money, gifts, personal financial information, or off-platform contact information from other users;",
        "Conduct any commercial activity, including escorting, recruiting, multi-level marketing, the sale of goods or services, or the promotion of any third-party product or service;",
        "Share another person's private information without their freely given, specific, informed, and unambiguous consent;",
        "Use the Service to facilitate any illegal activity, including human trafficking, prostitution where prohibited by local law, narcotics distribution, fraud, or money laundering;",
        "Upload or transmit any virus, worm, malware, or other malicious code;",
        "Attempt to interfere with the proper operation of the Service or to gain unauthorized access to any portion of the Service or any related system or network."
      ]
    },
    {
      "type": "paragraph",
      "text": "Violations may result in the removal of your Content, suspension of your Account, permanent removal, and — where appropriate — referral to law enforcement."
    },

    { "type": "spacer", "size": "medium" },
    { "type": "heading", "level": 2, "text": "7. Subscriptions (Premium)" },
    {
      "type": "paragraph",
      "text": "The Service is free to use at the standard tier. Optional **Premium** features are available through an auto-renewing subscription, sold and billed by **Apple Inc.** through your Apple ID, in accordance with the [Apple Media Services Terms and Conditions](https://www.apple.com/legal/internet-services/itunes/) and Apple's [Standard EULA](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/)."
    },
    {
      "type": "paragraph",
      "text": "**Auto-renewal.** Premium subscriptions renew automatically at the end of each billing cycle for the same period and at the then-current price, unless cancelled at least 24 hours before the end of the current period. To manage or cancel a subscription, go to **iOS Settings → [your name] → Subscriptions**."
    },
    {
      "type": "paragraph",
      "text": "**Free trials and introductory offers**, where offered, convert to a paid subscription at the standard rate at the end of the trial unless cancelled at least 24 hours before the trial ends."
    },
    {
      "type": "paragraph",
      "text": "**Refunds.** Refunds for App Store purchases are governed by Apple's policy. Apple is the merchant of record. To request a refund, visit [reportaproblem.apple.com](https://reportaproblem.apple.com)."
    },
    {
      "type": "paragraph",
      "text": "**EU and UK consumers — statutory right of withdrawal.** If you are a consumer resident in the European Union or the United Kingdom, you have a statutory right to withdraw from a distance contract within 14 days of conclusion (Directive 2011/83/EU; The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013). By initiating a Premium subscription and confirming that you wish the digital service to begin immediately, you expressly request that the supply of digital content begin before the end of the 14-day withdrawal period and acknowledge that you thereby lose your right of withdrawal once supply has commenced (Directive 2011/83/EU, Article 16(m)). Where the right of withdrawal nevertheless applies, you may exercise it by contacting support@projectag.app within 14 days of purchase."
    },
    {
      "type": "paragraph",
      "text": "**Price changes.** We may change Premium pricing from time to time. Changes affecting an ongoing subscription will take effect at the next renewal, after notice in the App Store as required by Apple and applicable law (including, where required, a fresh affirmative consent for the new price)."
    },

    { "type": "spacer", "size": "medium" },
    { "type": "heading", "level": 2, "text": "8. Apple-Specific Terms" },
    {
      "type": "paragraph",
      "text": "You acknowledge that these Terms are between you and Project AG only, and not with Apple. Apple is not responsible for the Service or its content. To the extent these Terms grant you the right to use the Project AG application:"
    },
    {
      "type": "list",
      "style": "unordered",
      "items": [
        "The license is non-transferable and limited to use on Apple-branded products that you own or control, in accordance with the Apple Media Services Terms and Apple's [Standard EULA](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/);",
        "**Maintenance and support** for the Service are our responsibility. Apple has no obligation to furnish any maintenance or support services;",
        "**Warranty.** In the event of any failure of the Service to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the application to you (where applicable). Beyond that, to the maximum extent permitted by applicable law, Apple has no other warranty obligation whatsoever with respect to the Service;",
        "**Product claims.** We, not Apple, are responsible for addressing any claims relating to the Service, including product-liability claims, claims that the Service fails to conform to applicable legal or regulatory requirements, and claims under consumer-protection or similar legislation;",
        "**Intellectual-property claims.** In the event of a third-party claim that the Service or your possession and use of it infringes that party's intellectual-property rights, we, not Apple, will be solely responsible for investigation, defense, settlement, and discharge;",
        "**Third-party beneficiary.** You acknowledge and agree that Apple and Apple's subsidiaries are third-party beneficiaries of these Terms, and that, upon your acceptance, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary thereof;",
        "**Compliance.** You represent and warrant that you are not located in a country subject to a U.S. Government embargo, or that has been designated as a \"terrorist supporting\" country, and that you are not listed on any U.S. Government list of prohibited or restricted parties."
      ]
    },

    { "type": "spacer", "size": "medium" },
    {
      "type": "heading",
      "level": 2,
      "text": "9. Content Moderation and Notice-and-Action"
    },
    {
      "type": "paragraph",
      "text": "We moderate User Content using a combination of automated tools (including Amazon Rekognition for photo moderation) and human review. Where User Content is removed or restricted, we will notify the affected user, where reasonably possible, with a statement of reasons consistent with applicable transparency obligations (including, in the EU, the Digital Services Act, Regulation (EU) 2022/2065)."
    },
    {
      "type": "paragraph",
      "text": "**Reporting.** You can report any profile, message, or piece of Content through the **Report** affordance in the app. Reports are reviewed by our trust-and-safety team. Reports concerning illegal content are prioritized."
    },
    {
      "type": "paragraph",
      "text": "**Internal complaint handling.** If you believe a content-moderation decision affecting you was incorrect, you may appeal to support@projectag.app within six (6) months of the decision. Decisions on appeal are made by a person who was not involved in the original decision."
    },
    {
      "type": "paragraph",
      "text": "**Out-of-court dispute settlement.** EU users may also refer disputes about content-moderation decisions to a certified out-of-court dispute-settlement body under Article 21 of the Digital Services Act."
    },

    { "type": "spacer", "size": "medium" },
    {
      "type": "heading",
      "level": 2,
      "text": "10. Copyright Complaints (DMCA)"
    },
    {
      "type": "paragraph",
      "text": "We respect intellectual-property rights. If you believe Content on the Service infringes your copyright, send a notice that complies with 17 U.S.C. §512(c)(3) to our designated agent:"
    },
    {
      "type": "list",
      "style": "unordered",
      "items": [
        "**Designated agent:** Project AG DMCA Agent, c/o S8 Investment Holdings, LLC",
        "**Address:** [REGISTERED ADDRESS — operator to confirm]",
        "**Email:** copyright@projectag.app"
      ]
    },
    {
      "type": "paragraph",
      "text": "We will respond to valid notices in accordance with the DMCA, including by providing counter-notice procedures to the subscriber whose Content was removed. Repeat infringers will have their Accounts terminated."
    },

    { "type": "spacer", "size": "medium" },
    { "type": "heading", "level": 2, "text": "11. Suspension and Termination" },
    {
      "type": "paragraph",
      "text": "You may delete your Account at any time from **Settings → Account → Delete account**. Deletion is irreversible and will terminate these Terms with respect to you, except for provisions that by their nature survive (including Sections 5, 12, 13, 14, 15, 16, and 17)."
    },
    {
      "type": "paragraph",
      "text": "We may suspend or terminate your Account immediately, with or without notice, if we have a reasonable basis to believe that (a) you have breached these Terms or our Community Guidelines, (b) your continued use of the Service would pose a risk to other users, to us, or to a third party, (c) you are using the Service in a manner that causes legal liability for us, or (d) we are required to do so by law."
    },
    {
      "type": "paragraph",
      "text": "Where the suspension or termination is not based on an urgent safety concern, we will, where required by applicable law (including the Digital Services Act), provide you with a clear statement of reasons and an opportunity to appeal."
    },

    { "type": "spacer", "size": "medium" },
    { "type": "heading", "level": 2, "text": "12. Third-Party Services" },
    {
      "type": "paragraph",
      "text": "The Service integrates with third-party services (for example, Apple, Google, Persona, Twilio, RevenueCat, AWS, Sentry — see our [Privacy Policy](projectag://legal/privacy-policy)). These third-party services are governed by their own terms and privacy policies. We are not responsible for the acts or omissions of any third-party provider, but we will work in good faith to resolve any service issue that materially affects you."
    },

    { "type": "spacer", "size": "medium" },
    {
      "type": "heading",
      "level": 2,
      "text": "13. Disclaimers and Limitation of Liability"
    },
    {
      "type": "paragraph",
      "text": "**THE SERVICE IS PROVIDED ON AN \"AS IS\" AND \"AS AVAILABLE\" BASIS.** To the maximum extent permitted by applicable law, Project AG and its affiliates, officers, employees, agents, suppliers, and licensors disclaim all warranties, whether express, implied, statutory, or otherwise, including all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and any warranties arising from course of dealing or usage of trade."
    },
    {
      "type": "paragraph",
      "text": "We do not warrant that the Service will be uninterrupted or error-free, that any Content (including profile information posted by other users) is accurate or reliable, or that you will find compatible travel companions. **You alone are responsible for your interactions with other users.** Always exercise caution and good judgment; we do not conduct background checks beyond identity verification, and a verification badge does not guarantee that a user is who they claim to be in every respect."
    },
    {
      "type": "paragraph",
      "text": "**Limitation of liability.** To the maximum extent permitted by applicable law, in no event shall Project AG, its affiliates, officers, employees, agents, suppliers, or licensors be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including damages for loss of profits, revenue, data, goodwill, or other intangible losses, arising out of or related to your use of, or inability to use, the Service. Our aggregate liability arising out of or related to these Terms or the Service is limited to the greater of (a) the amount you have paid to Project AG in the twelve months immediately preceding the event giving rise to the claim, and (b) one hundred U.S. dollars (USD $100)."
    },
    {
      "type": "paragraph",
      "text": "**Consumer-protection carve-out.** Nothing in these Terms limits any non-waivable warranty, right, or remedy that you may have under applicable consumer-protection law. Specifically: nothing limits or excludes liability for (i) death or personal injury caused by our negligence, (ii) fraud or fraudulent misrepresentation, or (iii) any other liability that cannot be limited under applicable law (including, for users in the EU and UK, mandatory provisions of consumer-protection law and, for users in Australia, non-excludable rights under the Australian Consumer Law)."
    },

    { "type": "spacer", "size": "medium" },
    { "type": "heading", "level": 2, "text": "14. Indemnification" },
    {
      "type": "paragraph",
      "text": "To the extent permitted by applicable law, you agree to indemnify and hold harmless Project AG and its affiliates from and against any claim, demand, loss, liability, damage, or expense (including reasonable attorneys' fees) arising out of (a) your User Content, (b) your breach of these Terms or our Community Guidelines, (c) your violation of any law or of any third party's rights, or (d) your interactions with any other user, including any meetings arranged through the Service. This indemnity does not apply to the extent the claim is caused by our gross negligence or willful misconduct, and is otherwise limited to the extent required by mandatory consumer-protection law in your jurisdiction."
    },

    { "type": "spacer", "size": "medium" },
    { "type": "heading", "level": 2, "text": "15. Governing Law" },
    {
      "type": "paragraph",
      "text": "These Terms are governed by the laws of the State of [GOVERNING-LAW STATE — operator to confirm; e.g., Delaware], United States of America, without regard to its conflict-of-laws principles, except where, under applicable mandatory rules, you are entitled to the protection of the law of your country of habitual residence (for example, under Article 6 of the Rome I Regulation for EU consumers). In that case, the mandatory provisions of your local law apply in addition to these Terms."
    },

    { "type": "spacer", "size": "medium" },
    { "type": "heading", "level": 2, "text": "16. Dispute Resolution" },
    {
      "type": "heading",
      "level": 3,
      "text": "16.1 United States — Binding individual arbitration; class-action waiver"
    },
    {
      "type": "paragraph",
      "text": "**This Section 16.1 applies to users in the United States.** Please read carefully — it affects your rights, including your right to file a lawsuit in court."
    },
    {
      "type": "paragraph",
      "text": "You and Project AG agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service (a \"**Dispute**\") will be resolved by **binding individual arbitration**, conducted by JAMS under its Streamlined Arbitration Rules, in the county of your residence or, at your option, by remote videoconference. The arbitrator's award is final and may be entered as a judgment in any court of competent jurisdiction."
    },
    {
      "type": "paragraph",
      "text": "**Class-action waiver.** You and Project AG agree that each may bring claims against the other only in your or its individual capacity, and not as a plaintiff or class member in any purported class or representative proceeding. The arbitrator may not consolidate more than one person's claims and may not preside over any form of representative or class proceeding."
    },
    {
      "type": "paragraph",
      "text": "**Opt-out.** You may opt out of this Section 16.1 by sending written notice to legal@projectag.app within 30 days of first accepting these Terms. The notice must state your name, your account email or phone number, and a clear statement that you opt out of arbitration."
    },
    {
      "type": "paragraph",
      "text": "**Carve-outs.** Notwithstanding the foregoing, either party may bring an individual action in small-claims court, and either party may seek injunctive or equitable relief in court to protect its intellectual-property rights."
    },
    {
      "type": "heading",
      "level": 3,
      "text": "16.2 European Union and United Kingdom consumers"
    },
    {
      "type": "paragraph",
      "text": "If you are a consumer resident in the European Union, the United Kingdom, Switzerland, Norway, or Iceland, **the arbitration provisions in Section 16.1 do not apply to you**. Disputes will be heard by the competent courts of your country of habitual residence in accordance with mandatory consumer-protection law (including, in the EU, Articles 17–19 of Regulation (EU) No 1215/2012)."
    },
    {
      "type": "paragraph",
      "text": "**Online dispute resolution.** The European Commission provides an online dispute-resolution platform at [ec.europa.eu/consumers/odr](https://ec.europa.eu/consumers/odr/). We are not obliged to, and do not currently, participate in dispute-resolution proceedings before a consumer arbitration body."
    },
    { "type": "heading", "level": 3, "text": "16.3 Other jurisdictions" },
    {
      "type": "paragraph",
      "text": "Where mandatory local law gives you the right to bring proceedings in the courts of your country of residence, that right is not affected by Sections 15 or 16.1."
    },

    { "type": "spacer", "size": "medium" },
    { "type": "heading", "level": 2, "text": "17. Miscellaneous" },
    {
      "type": "list",
      "style": "unordered",
      "items": [
        "**Entire agreement.** These Terms, together with the Privacy Policy and Community Guidelines, constitute the entire agreement between you and Project AG with respect to the Service.",
        "**Assignment.** You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of substantially all of our assets, or otherwise to an affiliate.",
        "**No waiver.** Our failure to enforce a provision is not a waiver of our right to do so later.",
        "**Severability.** If any provision is held unenforceable, the remaining provisions remain in effect, and the unenforceable provision will be modified to the minimum extent necessary to make it enforceable consistent with the parties' original intent.",
        "**Notices.** We may give notice through the Service or by email or push notification. Notices to us should be sent to legal@projectag.app and, where required by law, by registered mail to our registered office.",
        "**Force majeure.** Neither party is liable for any failure or delay due to causes beyond its reasonable control, including acts of God, war, terrorism, civil unrest, governmental action, internet failures, or pandemics — except for payment obligations.",
        "**Survival.** Sections 5 (License to us), 6 (Acceptable Use), 12 (Third-Party Services), 13 (Disclaimers and Limitation of Liability), 14 (Indemnification), 15 (Governing Law), 16 (Dispute Resolution), and this Section 17 survive termination."
      ]
    },

    { "type": "spacer", "size": "medium" },
    { "type": "heading", "level": 2, "text": "18. Changes to These Terms" },
    {
      "type": "paragraph",
      "text": "We may amend these Terms from time to time. Where the change is material, we will notify you at least **14 days** before it takes effect through the app and (where required by law) request your acknowledgment. Continued use of the Service after the effective date constitutes acceptance of the revised Terms. If you do not agree to the changes, you may delete your Account at any time before they take effect."
    },

    { "type": "spacer", "size": "medium" },
    { "type": "heading", "level": 2, "text": "19. How to Contact Us" },
    {
      "type": "paragraph",
      "text": "**General support:** support@projectag.app. **Legal notices:** legal@projectag.app. **Privacy:** privacy@projectag.app. **DMCA / copyright:** copyright@projectag.app. **Trust & safety:** safety@projectag.app."
    },
    {
      "type": "paragraph",
      "text": "**Postal address:** S8 Investment Holdings, LLC, [REGISTERED ADDRESS — operator to confirm prior to launch]."
    },

    { "type": "divider" },
    {
      "type": "paragraph",
      "text": "_Document identifier: terms-and-conditions. Version 1.0.0. Effective 2026-05-16. Locale en-US. Authoritative version. Translations into other languages are provided for convenience; in the event of a conflict, the English (en-US) version controls except where local law requires otherwise._"
    }
  ]
}